Having been single for the past 7 years, I am absolutely clueless on the concepts of modern dating…

Well, not absolutely since I do see my friends date. My personal decision to not date until I’m financially and emotionally stable hasn’t caused me to live a hermit-like lifestyle and crawl under a rock.

I don’t understand the concept of free dating, though. What exactly does free dating mean? Because I know that dating doesn’t usually come with the word free.

I’ve been looking for a nice pair of new headphones for a while. I still love Sennheiser, but I feel like I’d like to explore other brands…

Maybe Beats headphones? I don’t know. I still feel loyal to Sennheiser and JBL, but who knows?

But I probably won’t get a new one for a long time, what with my vet expenses and all.

Today, I applied for a credit card. I decided to get a reasonably low limit – I won’t mention what I consider low. I just want to learn to be responsible with my finances.

I won’t be buying a water pump with this card. I just plan to use the card to pay for emergency expenses and my yearly hosting payments.

I get my first credit card in 2-3 weeks.

Christmas is coming and I have been looking for good Christmas gifts.

Yes, people, Christmas in the Philippines starts in September. The “-ber” suffix pretty much signals the beginning of the holidays here.

I’ve been looking at buying group deals… like red envelope tv codes or cruises or bargain travel coupons from Groupon. Who knows?

I just don’t want to deal with the hassle of thinking of gifts this year.

Earlier last month, I attended a couple of personal finance seminars which led me to actually learning more about budgeting and whatnot.

I’ve started reading up on personal budgeting, the envelope method, the importance of honest tithes & offerings, and even… rfid credit cards. I don’t know what came over me.

I understand the value of this for people who are insane about credit cards, but I have never been a credit card person. I avoid debts as much as possible. In fact, the only debt I have right now is this cell phone I’m paying off.

Since we moved in, my mom has been immersed in accessorizing our new house. She’s been looking at garden soil, seeds, pebbles, compost tumblers, and other garden accessories. We have a pretty spacious backyard which doubles as garden so my mom’s excited about that.

All I want on that yard is grass so I can teach Lily to play fetch. Different strokes for different folks.